胡馨尹, 陳顥齊 and 袁筱薇 (2024) “破解老齡化困局:澳門養老保障體系及商業保險的創新路徑: Cracking the Aging Dilemma: Innovative Approaches to Macao’s Old Age Security System and Commercial Insurance”, 澳門學刊, 6(2), pp. 215–223. Available at: https://www.pubdigi.com/index.php/MAJ/article/view/64 (Accessed: 3 August 2025).